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TABLE OF CONTENTS


Overview

Agency History

Scope and Contents of the Records

Arrangement of the Records

Restrictions

Index Terms

Related Material

Administrative Information

Description of Series

Property Hearings, 1910-1957,

Texas State Library and Archives Commission

Texas State Board of Insurance:

An Inventory of Property Hearings at the Texas State Archives, 1910-1957



Overview

Creator: Texas. State Board of Insurance.
Title: Property hearings
Dates: 1910-1957
Abstract: Records include official notices of hearings, hearing agendas, minutes and some transcripts of hearings together with related correspondence, telegrams, and reports of the Texas State Board of Insurance. Some brochures, catalogs, pamphlets, newsclippings, blueprints, maps and photographs are also present. Records, ranging in date from 1910 to 1957, consist of documents related to rate hearings held by the Board of Insurance concerning setting primarily fire insurance rates as well as rates for windstorm (e.g. tornado, hurricane) and other rates under "extended coverage" clauses for various kinds of property. Annual hearings were held and special hearings were called as needed. At the hearings insurance companies could formally present requests, proposals, or protestations involving proposed or existing legislation concerning insurance rate adjustments. Issues considered at the hearings varied from required material for production of water mains to proposals for changing methods of computing fire records. Envelopes originally used to house the documents were destroyed; notes on the envelopes about the contents were transcribed verbatim to the new folders.
Quantity: 13 cubic ft.
Language English.

Agency History

The Texas State Board of Insurance regulates the state's insurance and fire prevention industries primarily under the provisions of the Texas Insurance Code, the basic objectives of which are to ensure the financial soundness of the insurance industry and to protect the insurance consumer. The board determines agency policy, sets rules, promulgates and approves rates in certain property / casualty lines of insurance, hears appeals of administrative rulings, and enforces statutory mandates. The board appoints, with the consent of the senate, the commissioner of insurance, who acts as the executive and administrative officer of the agency. Associate commissioners, under the direction of the commissioner, oversee operations of four of the agency's major programs: the Regulated Lines and Licensing Program, the Financial Program, the Compliance Program and the Administrative Services Program. Regulated Lines and Licensing, with its property, casualty, life, and licensing sections, has jurisdiction for most of the statutory filings processed by the board. The Property Activity is responsible for regulating all property insurance and also administers the state's windstorm inspection program. The Casualty Activity covers workers' compensation; liability insurance; and automobile, title, bond, burglary, plate glass, and miscellaneous casualty lines.

The Office of the State Fire Marshal is administered by the State Board of Insurance and the state fire marshal is appointed by the chair of the State Board of Insurance. The objective of the State Fire Marshal's Office is to reduce the number of fire deaths and injuries in Texas along with the incidence and severity of fires. The office provides coordination, training, and technical support to, among others, federal and state agencies with a need for, or interest in, fire safety.

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Scope and Contents of the Records

Records include official notices of hearings, hearing agendas, minutes and some transcripts of hearings together with related correspondence, telegrams, and reports of the Texas State Board of Insurance. Some brochures, catalogs, pamphlets, newsclippings, blueprints, maps and photographs are also present. Records, ranging in date from 1910 to 1957, consist of documents related to rate hearings held by the Board of Insurance concerning setting primarily fire insurance rates as well as rates for windstorm (e.g. tornado, hurricane) and other rates under "extended coverage" clauses for various kinds of property. Annual hearings were held and special hearings were called as needed. Notices of hearings of the board were sent to all insurance companies doing business in Texas. Agenda for the meetings were set according to items submitted for consideration by insurance companies and various parties. At the hearings insurance companies could formally present requests, proposals, or protestations involving proposed or existing legislation concerning insurance rate adjustments. Issues considered at the hearings varied from required material for production of water mains to proposals for changing methods of computing fire records. Kinds of property considered for insurance purposes vary widely and change over the years ranging, for example, from cotton quilt factories; harness, leather, saddle and shoe factories; dance pavilions and opera and vaudeville houses, to oil risks, "gasolene" or steam-driven motor vehicles, fireworks, schools, breweries, chemical plants, prisons, and rice warehouses. Envelopes originally used to house the documents were destroyed; notes on the envelopes about the contents were transcribed verbatim to the new folders.

To prepare this preliminary inventory, the described materials were cursorily reviewed to delineate series, to confirm the accuracy of content lists, to provide an estimate of dates covered, and to determine record types.

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Arrangement of the Records

These records are arranged in chronological order according to the hearing to which they pertain. Within hearing folders, materials are in roughly reverse chronological order.

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Restrictions

Restrictions on Access

None.

Restrictions on Use

None.

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Index Terms

The terms listed here were used to catalog the records. The terms can be used to find similar or related records.
Subjects:
Insurance, Property--Texas--State supervision.
Insurance, Fire--Texas--State supervision.
Insurance, Windstorm--Texas--State supervision.
Document Types:
Announcements--Texas--Insurance, Property--1910-1957.
Agendas--Texas--Insurance, Property--1910-1957.
Minutes--Texas--Insurance, Property--1910-1957.
Transcripts--Texas--Insurance, Property--1910-1957.
Correspondence--Texas--Insurance, Property--1910-1957.
Telegrams--Texas--Insurance, Property--1910-1957.
Reports--Texas--Insurance, Property--1910-1957.
Maps--Texas--Insurance, Property--1910-1957.
Photographs--Texas--Insurance, Property--1910-1957.
Blueprints--Texas--Insurance, Property--1910-1957.
Functions:
Regulating insurance.

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Related Material

The following materials are offered as possible sources of further information on the agencies and subjects covered by the records. The listing is not exhaustive.

Texas State Archives
None.

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Administrative Information

Preferred Citation

(Identify the item), Property hearings, Texas State Board of Insurance. Archives and Information Services Division, Texas State Library and Archives Commission.

Accession Information

Accession number: 1991/158

These records were tranferred to the Texas State Archives by the Texas State Board of Insurance on May 22, 1991.

Processing Information

Lisa M. Hendricks, April 1992

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Detailed Description of the Collection

 

Property Hearings, 1910-1957,
13 cubic ft.

box
1991/158-1 Hearing of State Fire Rating Board at Fort Worth, 1910
Committee on Insurance, 1910
Lawsuit, 1916
[2 folders]
Hearing, 1916
Hearing before State Fire Insurance Commission, Vols. 1, 2, & 3 May - June, 1916
(hardbound)
box
1991/158-2 Hearing, 1917
Hearing, 1918
Hearings - Circular Nos. 1,2,3, 1919
Hearing - Circular No. 4, 1920
Hearing - Circular No. 5, 1920
Hearing Before State Fire Insurance Commission, November, 1920,
(hardbound volume)
Hearing - Circular No. 6, 1921
Hearings - Circular No. 7 & 8, 1922
Hearings - Circular Nos. 9 & 10, 1923
Insurance Company Statements of Annual Underwriting Experience, 1923
[5 folders]
box
1991/158-3 Insurance Company Statements of Annual Underwriting Experience, 1923
[3 folders]
Hearing - Circular No. 10, 1924
[2 folders]
Hearing - Circular No. 11, 1924
Hearing - Circular No. 12, 1924
[2 folders]
Hearing - Circular No. 13, 1925
Hearings - Circular Nos. 14, 15, 16, 1925
Hearing - Circular No. 18, 1926
[2 folders]
Hearing - Circular No. 19, 1926-1927
[2 folders]
box
1991/158-4 Hearing - Circular No. 20, 1927
Hearing - Circular No. 21, 1927
Hearing - Circular No. 22, 1927
[2 folders]
Hearing - Circular No. 23, 1928
[3 folders]
Hearing - Circular No. 24, 1928
[2 folders]
Hearing - Circular No. 25, 1929
Hearing - Circular No. 26, 1929
Hearing - Circular No. 27, 1929
[2 folders]
Hearing - Circular No. 28, 1929
[2 folders]
box
1991/158-5 Hearing - Circular No. 28, 1929
Hearing - Circular No. 29, 1929
[2 folders]
Hearing - September, 1929
Hearing - November, 1929
Hearing - Circular No. 30, 1930
[2 folders]
Hearing - Circular No. 31, 1930
[4 folders]
Hearing - Circular No. 32, 1931
[2 folders]
box
1991/158-6 Hearing - Circular No. 33, 1931
Hearing - Circular No. 34, 1931
Hearing - Circular No. 35, 1931-1932
[3 folders]
Hearing - Circular No. 36 (35), 1931-1932
[3 folders]
Hearing - Circular No. 37, 1932
Hearing - Circular No. 38, 1932
[4 folders]
box
1991/158-7 Hearing - Circular No. 39, 1933
Hearing - Circular No. 40, 1933
Hearing - Circular No. 41, 1934
[9 folders]
Hearing - Circular No. 42, 1934
[4 folders]
box
1991/158-8 Hearing - Circular No. 42, 1934
[6 folders]
Hearing - South Texas Chamber of Commerce, 1934
Hearing - Harris County Taxpayers Association Petition, April 30, 1935
(Hearing - Circular No. 43, referred to only) 1935,
Hearing - Circular No. 44, 1935
Dwelling Rating Schedule, Statistical Data 1936
Office Buildings - Statistics, 1936
Hearing - Circular No. 45, 1936
[3 folders]
box
1991/158-9 Hearing - Circular No. 45, 1936
[19 folders]
box
1991/158-10 Hearing - Circular No. 45, 1936
[3 folders]
Hearing - Circular No. 46, 1936
Inland Marine Rules and Definitions, 1937
Hearing - Circular No. 49, 1938
[8 folders]
Hearing - Circular No. 51, 1939
[2 folders]
Hearing - Circular No. 52, 1939
Hearing - Circular No. 53, 1940
box
1991/158-11 Hearing - Circular No. 54, 1941
Hearing - Circular No. 57, 1942
[2 folders]
Proposed New Texas Standard Policy - 1943
[2 folders]
Hearing - Circular No. 59, 1943
Hearing - Circular No. 61, 1944
Hearing - Circular No. 62, 1945
Hearing - Circular No. 65, 1949
[3 folders]
Hearing Agenda Items:
35-54
Fire and Extended Coverage Rates - Request for Reduction in Fire Rates Classes..., Annual Hearing, September 21, 1954
36-54
Application of Experience Credit, Annual Hearing, September 21, 1954
37-54
Business Interruption Insurance Combined Manufacturing and Mercantile Operations Endorsement, September 21, 1954
38-54
"All Physical Loss Form" - Dwelling Buildings Only, Annual Hearing, September 21, 1954
39-54
Windstorm and Extended Coverage Statistics, Annual Hearing, September 21, 1954
40-54
Market Value Clause to be used in Insuring Rice, Special Hearing, October 18, 1954
208
Highly Protected Risks, Special Hearing, July 7, 1955
Transcript of Hearing of July 7, 1955, Notice of Hearing No. 89
Agenda Hearing Items:
1-55
Controlled Smoking Areas - Saw Mills, Hearing of January 26, 1955
2-55
Rearrange Face of Texas Standard Fire Policy Special Hearing: January 26, 1955
3-55
Farm and Ranch Rating Manual, Annual Hearing: August 1, 1955
4-55
Interest Rate on Premium Notes, Special Hearing of, July 7, 1955
5-55
Woodworking Schedule - Page 301, Texas General Basis Schedule (TexGBS)-1952 Annual Hearing August 1, 1955
6-55
Change in Procedure in Rating Certain Churches, Hearing of August 1, 1955
box
1991/158-12 7-55
Revision in Fire Rating Rule Pertaining to Non-combustible Contents in ICM Buildings, Annual Hearing, August 1, 1955
8-55
Revision in Extended Coverage Rule Permitting Use of Table #3 on ICM Bldgs. Constructed to Withstand Not Less Than 90 MPH Winds, Annual Hearing, August 1, 1955
9-55
Fire Extinguishing Systems in Machinery Space in Cotton Gins, Annual Hearing: August 1, 1955
10-55
Extended Coverage Deductible, Annual Hearing: August 1, 1955
11-55
Fraternity and Sorority Houses, Annual Hearing August 1, 1955
12-55
Application of Form #200 to Bldgs Situated on Lumber Yard Premises, Annual Hearing, August 1, 1955
13-55
Classification for Lift Slab Construction, Annual Hearing, August 1, 1955
14-55
Eliminate Composition Roofing Rating Schedule From TexGBS, Annual Hearing, Aug. 1, 1955
15-55
Classification of Building Board, Annual Hearing, August 1, 1955
16-55
Repair and Replace Insurance, Annual Hearing, August 1, 1955
17-55
Inherent Explosion Clause for Public Utility Electric Generating Stations, Annual Hearing, August 1, 1955
18-55
Brand and Label Clause, Annual Hearing, August 1, 1955
19-55
Revised Oil and Gas Well and Lease Properties Schedule, Annual Hearing, August 1, 1955
20-55
Business Interruption Rules, Annual Hearing, August 1, 1955
21-55
Business Interruption Forms, Annual Hearing, August 1, 1955
22-55
Separate Territory for El Paso Area for Windstorm & Extended Coverage Rates, Annual Hearing, August 1, 1955
23-55
Fire & Extended Coverage Insurance on a Deductible Basis, Annual Hearing, August 1, 1955
24-55
Reduction in Windstorm & Extended Coverage Rates on Dwelling Class or Elimination of Deductible Clauses or Both, Annual Hearing, August 1, 1955
25-55
Reduction in Fire Rates on Dwellings & Farm Property - Graduated Rates, Annual Hearing, August 1, 1955 and March 1, 1956
26-55
Application of City Key Rate to Mercantile Risks within 5 miles of City Limits of First Key Town, Annual Hearing, August 1, 1955
27-55
Allow a 40% Credit for all Housing Projects Regardless of Their Financing or Control, Annual Hearing, August 1, 1955
28-55
Seacoast Territory Extended, Annual Hearing, August 1, 1955
29-55
Request Change in Retention of $500,000 for Excess of Loss Coverage, Annual Hearing, August 1, 1955
30-55
Request for 4-hour Fire Resistance Rating for Pipe Columns, Annual Hearing, August 1, 1955
31-55
Consideration of Fire Rating Classification of Cemesto, Annual Hearing, August 1, 1955
32-55
Term Rule, Auxiliary Bldgs on Premises of Gins that are Subject to Term Rules, Annual Hearing, August 1, 1955
33-55
Request Bldgs having Masonry Walls & Lamella Roof be Subject to Windstorm and Extended Coverage Rate Table #3, Annual Hearing, August 1, 1955
34-55
C-O-TWO Smoke Detecting & Fire Extinguishing Systems, Annual Hearing, August 1, 1955
35-55
Adjustment of Windstorm and Extended Coverage Rates, Annual Hearing, August 1, 1955
36-55
Revise TexGBS, Annual Hearing, August 1, 1955
37-55
Re-arrange Face of Standard Policy and Use Declaration Page, Special Hearing, November 21, 1955
General Folder for Hearings of 1956, (Circulars 92, 93, 94, 95, 96, 97)
Transcript of Hearing of March 1, 1956, Circular No. 93 & 96, July 24, 1956
Transcript of Hearing Circular No. 96 July 24, 1956,
Hearing Agenda Items:
1-56
Revision and Correction Highly Protected Risk Rating Plan, January 18, 1956
2-56
Revewal Certificates, Hearing of January 18, 1956
3-56
Revision of Portion of Texas Standard Policy Relating to Special Regulations Lawfully Applicable to Mutual or Other Companies, January 18, 1956
4-56
Extended Coverage - Elimination of Grade of Occupancy Charge on Various Classes of Risks, January 18. 1956
5-56
Recognition of Counties Having a Fire Defense Plan, June 20, 1956
6-56
Consider Classifying as Semi-Fireproof #3 Buildings having Unprotected Steel Framing, 2 inch Lightweight Aggregate Roof on Steel Deck, Metal Panel Walls & Concrete Floor, Hearing June 20, 1956
7-56
Cotton Seed Oil Mills - Include Approved 2.5 Gallon Foam and Water Type Extinguishers, Hearing June 20, 1956
8-56
Amend Semi-Fireproof (SFP) Standards to Include Gypsum Plaster and Gypsum Lath... Hearing June 20, 1956
9-56
Increased cost of Construction Insurance, Hearing March 1, 1956
10-56
Request that all Public Bldgs. be made Eligible for Credit when Properly Treated with Fire Retardant Coating, Hearing March 1, 1956
12-56
Cotton Seed Oil Mill Market Value Clause for Use Where Business Interruption Insurance is Carried, Hearing March 1, 1956
13-56
Natural Gas Pumping Station Properties-Rating Schedule; March 1, 1956
15-56
Contents Ineligible for Term Privileges, March 1, 1956
16-56
Reporting Forms of Coverage Rule 8 Term, Hearing March 1, 1956
17-56
Comprehensive Dwelling Policy, Hearing March 1, 1956 & June 20, 1956
18-56
Request for Classification of Grain Risks as Non-manufacturing for Business Interruption Insurance, Hearing March 1, 1956
19-56
Request Establishment 80% Coinsurance Windstorm Rate for Dwellings, March 1, 1956
20-56
Classification of Heavy Timber Construction, Hearing June 20, 1956
21-56
Structural Credits for Timber Construction, Hearing June 20, 1956
22-56
Coinsurance Credits for Heavy Timber Construction, Hearing June 20, 1956
23-56
Extended Coverage Endorsement Rates for "Extra Heavy" construction of Timber Construction, Hearing June 20, 1956
24-56
Special Coverage Endorsement, Hearing May 10, 1956
25-56
Special Earthquake Damage Assumption Endorsement, Hearing, 1956
26-56
Credit in Rate for Fire Extinguishers in Dwellings, Hearing May 10, 1956
27-56
Revision in Rates - Mobile Farm Machinery & Implements, Hearing May 10, 1956
28-56
Builder's Risks Binders, Hearing May 10, 1956
29-56
Revised Farm and Ranch Property, General Basis Schedules, May 10, 1956
30-56
Increase in Credit Applicable to Buildings Treated with Fire Retardant Coating... Hearing May 10, 1956
box
1991/158-13 31-56
Application of Fraction Rule Where Manual or Published Three Place Rates are Involved... Hearing May 10, 1956
32-56
Elimination of Wood Shingle Charge from Fire Rating Schedule, Hearing June 20, 1956
33-56
Cotton Gins - Consider Amending Item 11, Page 32, Hearing June 20, 1956
34-56
Consider ICMS Classification for Porcelain Enamel Insulated (Wood Fiber) Steel Wall Panels, Hearing June 20, 1956
35-56
Permit Agents to Rate Builder's Risks, Hearing June 20, 1956
36-56
Amend "Division Fire Wall" Definition to Include Certified Hollow Masonry Units, Hearing June 20, 1956
37-56
Revision in Note on Page 409 of TexGBS EXTCOVG. Manual Concerning "Extra Heavy" Construction, Hearing June 20, 1956
38-56
Consider Eliminating Wording in Form No. 52, etc., Hearing June 20, 1956
39-56
Excess Stock Penalties - Sprinklered Cotton Compresses & Warehouses, Hearing June 20, 1956
40-56
Contingent Business Interruption Forms - Commissions of Selling Agents Form - Loss of Personal Income Form, Hearing June 20, 1956
41-56
Manufacturing Business Interruption Forms - Resumption of Operations Clause, Hearing June 20, 1956
42-56
Replacement Cost Endorsements, Hearing June 20, 1956
43-56
Magnetic Separators in Cotton Gins, Hearing June 20, 1956
44-56
Charges for Off Premises Power, Extended Coverage Manual, Hearing June 20, 1956
45-56
Grain Charges &/or Processing Value &/or Contingent Liability Form, Hearing June 20, 1956
46-56
Physical Loss Form Minimum Premiums Parsonages and Dwellings Belonging to Churches and Schools, Hearing June 20, 1956
47-56
Formula for Adjustment of Windstorm and Extended Coverage Rates, Hearing June 20, 1956
48-56
Mercantile Block, Hearing June 20, 1956
49-56
Installment Premium Endorsement, Hearing (14-56) June 20, 1956
50-56
Air Conditioning Units & Wall-to-Wall Carpeting - Coverage Under Buiding Item, Hearing July 24, 1956
51-56
Use of a Continuous Policy Endorsement in Connection with Texas Standard Fire Policy, Hearing July 14, 1956
52-56
Revision in Dwelling and Household Goods Rating Schedule, Hearing July 24, 1956
53-56
Renewal Certificate, Hearing July 24, 1956
54-56
Revision in Physical Loss Form No. 148, Hearing December 14, 1956
55-56
Homeowners Policies A, B & C, Hearing December 14, 1956
General Folder - Hearings 1957
Open Hearing Items, April 1, 1957
Hearing Agenda Items:
1-57
Fire Insurance Extension Certificate, Hearing 1957
2-57
Classification of Certain Grain Risks as Non-Manufacturing, Hearing March 8, 1957
3-57
Fireproof Schools, Hearing March 8, 1957
4-57
Reduction in Rate on Theater Projection Booths Where Acetate Film is Used, Hearing March 8, 1957
5-57
Consider Use of $25,000 Deductible on School Properties, Hearing March 8, 1957
6-57
Amend Wording under "Convalescent Homes," Page 92, TexGBS, Hearing March 8, 1957
7-57
Separate Classification for Bottling Plants, Hearing March 8, 1957
8-57
Office Contents Special Form, Hearing March 8, 1957
9-57
Special Survey and Credit Plan for Farm and Ranch Property, Hearing March, 8 1957
10-57
Mandatory Change in Texas Standard Policy (Fire), Hearing March 8, 1957
11-57
Permit Wood Floor with 2 inch Air Space in Fireproof and Semi-fireproof YWCA, Hearing March 8, 1957
12-57
Rate Reduction for Installation of Red Comet Fire Extinguishers in Commercial Buildings, Hearing 1957
13-57
Modify Requirements of "Extra Heavy" Construction under Extended Coverage Rate Table 3 relating to All Steel Bldgs., Hearing 1957
14-57
Correct Cancellation Provisions Where Insured Property is Sold, Hearing 1957
15-57
Revision in Seacoast Extended Coverage and Windstorm Rate Table 2, 1957
16-57
Consider Separate Extended Coverage Rate for Contents of Fireproof Vaults, Annual Hearing, September 25, 1957
17-57
re Continuous Policy Clause, 1957
17-57
Request for Permission to Use Continuous Policy Clause in Connection with Texas Standard Policy, Annual Hearing September 25, 1957
18-57
Request for Adoption of Multiple Peril Errors and Omissions Form and Rates, 1957
19-57
Request for Revision in Builder's Risk Form No. 21, Annual Hearing September 25, 1957
20-57
Revision in Schedule for Rating Natural Gas Pumping Station Properties, Annual Hearing September 25, 1957
21-57
Request for Recognition of Asbestos Covered Fiber Board for Outside Wall Construction in Semi-Fireproof Bldgs., Annual Hearing September 25, 1957
22-57
Expense Formulas, Annual Hearing September 25, 1957
23-57
Brand and Label Clause, Annual Hearing September 25, 1957
24-57
Extended Coverage Rates for Frame Class Cotton Gin Offices Revision, Annual Hearing, September 25, 1957
25-57
Debris Removal Clause, Annual Hearing September 25, 1957
26-57
Grain Warehouses, Feed Mills, Grain Elevators, Corn Mills, etc., Annual Hearing September 25, 1957
27-57
Floor Coverings & Air Conditioning Units when Insured as Part of Bldg., Annual Hearing September 25, 1957
28-57
Request for Separate Classification for Public Housing Projects owned by Federal Government or Local Housing Authorities, Annual Hearing, September 25, 1957
29-57
Request for Reclassification for Experience Purposes of Bottling Works, Annual Hearing September 25, 1957

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