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TABLE OF CONTENTS


Overview

Agency History

Scope and Contents of the Records

Organization of the Records

Restrictions

Index Terms

Related Material

Administrative Information

Description of Series

Appeals and hearings, 1957-1968,

Board orders, minutes, and Commissioners' rulings, 1927-1960,

Subject files, 1953-1970,

Texas State Library and Archives Commission

Texas State Board of Insurance:

An Inventory of Records at the Texas State Archives, 1927-1970



Overview

Creator: Texas. State Board of Insurance.
Title: Records
Dates: 1927-1970
Abstract: Records include correspondence, memoranda, circulars, orders, minutes, and rulings issued by the Texas State Board of Insurance. Some telegrams, brochures, newsclippings, magazine articles, procedure manuals, bulletins and photographs are also present. Records, ranging in date from 1927 to 1970, consist of documents relating to or generated by actions taken by the board in fulfilling legislative mandates. The board considers, for example, applications for certificates of authority and petitions presented by insurance companies or their representatives asking for hearings on points affecting insurance. It must also be prepared to clarify rules, consider amending insurance rates, set liability limits and erect, eliminate or amend classifications. The board is also responsible for investigating possible violations of insurance laws. Records emanate from the insurance industry and the Commission's various units and programs for the board's consideration. Board duties and responsibilities are reflected.
Quantity: 24 cubic ft.
Language English.

Agency History

The Texas State Board of Insurance regulates the state's insurance and fire prevention industries primarily under the provisions of the Texas Insurance Code, the basic objectives of which are to ensure the financial soundness of the insurance industry and to protect the insurance consumer. The board determines agency policy, sets rules, promulgates and approves rates in certain property/casualty lines of insurance, hears appeals of administrative rulings, and enforces statutory mandates. The board appoints, with the consent of the senate, the commissioner of insurance, who acts as the executive and administrative officer of the agency. The commissioner of insurance oversees four specialized units and four broad programs. Three of the specialized units are (1) Hearings, which conducts formal administrative hearings; (2) Conservation, which attempts to rehabilitate and conserve insurance entities with impaired financial conditions; and (3) Liquidation, which operates under court order to liquidate insolvent companies. The agency's four broad programs are the Regulated Lines and Licensing Program, the Financial Program, the Compliance Program and the Administrative Services Program. Regulated Lines and Licensing, with its property, casualty, life, and licensing sections, has jurisdiction for most of the statutory filings processed by the board. The Financial Program is responsible for monitoring the solvency and business affairs of insurance companies licensed in Texas. The Compliance Program enforces state law regarding unfair trade practices and unfair competition by an insurer or its representatives. The Administrative Services Program includes all of the agency's administrative and support activities.

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Scope and Contents of the Records

Records include correspondence, memoranda, circulars, orders, minutes and rulings issued by the Texas State Board of Insurance. Some telegrams, brochures, newsclippings, magazine articles, procedure manuals, bulletins and photographs are also present. Records, ranging in date from 1927 to 1970, consist of documents relating to or generated by actions taken by the board in fulfilling legislative mandates. The board considers, for example, applications for certificates of authority and petitions presented by insurance companies or their representatives asking for hearings on points affecting insurance. It must also be prepared to clarify rules, consider amending insurance rates, set liability limits, and erect, eliminate or amend classifications. The board is also responsible for investigating possible violations of insurance laws. Records emanate from the insurance industry and the Commission's various units and programs for the board's consideration. Board duties and responsibilities are well reflected.

To prepare this preliminary inventory, the described materials were cursorily reviewed to delineate series, to confirm the accuracy of content lists, to provide an estimate of dates covered, and to determine record types.

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Organization of the Records

These records are organized into three series:
Appeals and hearings, 1957-1968, 6 cubic ft.
Board orders, minutes, and Commissioners' rulings, 1927-1960, 11 cubic ft.
Subject files, 1953-1970, 7 cubic ft.

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Restrictions

Restrictions on Access

None.

Restrictions on Use

None.

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Index Terms

The terms listed here were used to catalog the records. The terms can be used to find similar or related records.
Subjects:
Insurance--Texas--State supervision.
Document Types:
Administrative regulations--Texas--Insurance--1927-1970.
Correspondence--Texas--Insurance--1927-1970.
Memorandums--Texas--Insurance--1927-1970.
Minutes--Texas--Insurance--1927-1970.
Photographs--Texas--Insurance--1927-1970.
Functions:
Regulating insurance.

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Related Material

The following materials are offered as possible sources of further information on the agencies and subjects covered by the records. The listing is not exhaustive.

Texas State Archives
Texas State Board of Insurance, Records, 1974-1987, 51 cubic ft.
Texas State Board of Insurance, Board orders, 1927-1981, 1989-1993, 120.52 cubic ft.
Texas State Board of Insurance, Meeting files, 1984-1987, 5 cubic ft.
Texas Board of Insurance Commissioners, Correspondence and reports, 1929-1952, unknown size

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Administrative Information

Preferred Citation

(Identify the item and cite the series), Records, Texas State Board of Insurance. Archives and Information Services Division, Texas State Library and Archives Commission.

Accession Information

Accession number: 1991/198

These records were transferred to the Texas State Archives by the Texas State Board of Insurance on August 23, 1991.

Processing Information

Lisa M. Hendricks, June 1992

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Detailed Description of the Collection

 

Appeals and hearings, 1957-1968,
6 cubic ft.

The types of records present include legal documents, correspondence, memoranda, insurance records, Board Orders, and telegrams of the Texas State Board of Insurance dating from 1957 to 1968. To preserve original agency differentiation, files in this series were kept under original headings of Appeals and Hearings before the Board and Files for Appeals and Hearings.
Files under Appeals and Hearings before the Board cover a broad range of subjects including, for example, applications for approval of rate increases or mergers between insurance companies or appeals from commissioner's rulings and interpretations.
Files for Appeals and Hearings, for the years 1965 to 1968, have a narrower scope dealing almost exclusively with applications to the board by insurance companies for approval of increases in premium rates and plans for reduction in Permissive Deficiency Reserves (PDR). In order to be granted a certificate of authority or to continue its certificate of authority in force, an insurance company must show the board that it maintains in reserve sufficient funds to meet requirements set forth in articles of the Texas Insurance Code. If it does not meet these requirements, it must present the board with an acceptable plan for a reduction in its PDR.
Arrangement of the Records
Appeals and Hearings before the Board ranging from 1957 to 1963, are arranged in chronological order. Beginning in 1964 however, a change was adopted in the agency's filing method. Files for the year 1964 are arranged alphabetically by folder title. And for subsequent files under this heading, for the years 1965 through 1968, arrangement is alphabetical in one grouping regardless of year. These records are arranged.
Files for Appeals and Hearings for the years 1965 through 1968, are arranged alphabetically by folder title in one grouping regardless of year.
Index Terms
The terms listed here were used to catalog the records. The terms can be used to find similar or related records.
Subjects:
Insurance--Texas--State supervision.
Document Types:
Legal documents--Texas--Insurance--1957-1968.
Correspondence--Texas--Insurance--1957-1968.
Memorandums--Texas--Insurance--1957-1968.
Insurance records--Texas--Insurance--1957-1968.
Administrative regulations--Texas--Insurance--1957-1968.
Telegrams--Texas--Insurance--1957-1968.
Functions:
Regulating insurance.
Appeals, Hearings before the Board
box
1991/198-1 1957 through 1960
box
1983/123-2 1961 through 1963
(Amer-Nat) 1964
box
1991/198-3 (Pru-Wyl) 1964
(Amer-Wor) 1965 through 1968
Files for Appeals and Hearings, 1965 through 1968
box
1991/198-3 (Ad-Art)
box
1991/198-4 (Bai-Gle)
box
1991/198-5 (Goe-Oak)
box
1991/198-6 (One-Zar)
Old appeals, 1964

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Board orders, minutes, and Commissioners' rulings, 1927-1960,
11 cubic ft.

Records consist of orders, minutes and rulings together with attendant correspondence and memoranda concerning a wide range of Texas State Board of Insurance duties and responsibilities. The records date from 1927 to 1960. For example, the board must review and analyze all new and revised policy forms offered by licensed entities in Texas. It is responsible for issuing and renewing all licenses and certificates of authority. It must monitor the solvency and business affairs of all insurance companies licensed in Texas and perform financial examinations to determine the financial condition of corporations, firms, and persons writing any kind of insurance in this state, including their ability to meet all their obligations. Its approval must be sought, for example, in merger agreements and dissolution proceedings. It analyzes the annual statements required of all companies licensed to do business in Texas. It investigates complaints against companies and agents, as well as entities accused of conducting insurance business without authorization. It also reviews insurance company advertising to determine compliance with board rules. After due consideration the board then issues orders, rulings or minutes of official action stating their decision.
Arrangement
Original order was maintained, with files arranged in roughly chronological order.
Index Terms
The terms listed here were used to catalog the records. The terms can be used to find similar or related records.
Subjects:
Insurance--Texas--State supervision.
Document Types:
Administrative regulations--Texas--Insurance--1927-1960.
Minutes--Texas--Insurance--1927-1960.
Functions:
Regulating insurance.
box
1991/198-7 Board Orders, Casualty Insurance Division, 1936 through 1942
Board Orders:
box
1991/198-7 June 8, 1927 through October 30, 1935
1943 through 1946
box
1991/198-8 January 1947 through July 1947
August 1947 through December 1947
Casualty Insurance Division, 1948
January 4, 1949 through Dec. 28, 1949
box
1991/198-9 June 1, 1950 through Dec. 21, 1950
January, 1952 through March, 1952
April, 1952 through December, 1952
box
1991/198-10 August, 1953 through December, 1953
September 17, 1956 through March 4, 1957
Nos. 435-518, July 1, 1957 through Sept. 10, 1957
Nos. 519-724, Sept. 10, 1957 through Jan. 13, 1958
Nos. 725- , Jan. 13, 1958 through -
Official Orders of the Commissioner of Insurance, 1-339, June 24, 1957 through September 18, 1957
Commissioner's Rulings:
Nos. 340-703, Sept. 18, 1957 through Dec. 4, 1957
Nos. 704-956, Dec. 4, 1957 through Jan. 17, 1958
box
1991/198-11 Commissioner's Rulings:
Nos. 957-1309, Jan. 17, 1958 through March 21, 1958
Nos. 1310-1339, March 21, 1958 through March 25, 1958
Board Minutes of Official Action:
January through February, 1950
March, 1950
[2 folders]
April, 1950
[2 folders]
May, 1950
January through February, 1951
March, 1951
April, 1951
[2 folders]
May, 1951
[3 folders]
June, 1951
box
1991/198-12 July, 1951
August, 1951
September, 1951
October, 1951
November, 1951
December, 1951
February, 1953
March, 1953
April, 1953
[2 folders]
May, 1953
June-July, 1953
January, 1954
February, 1954
March, 1954
April, 1954
[2 folders]
box
1991/198-13 May, 1954
June, 1954
[2 folders]
July, 1954
August, 1954
September, 1954
October, 1954
November, 1954
December, 1954
January, 1955
February, 1955
March, 1955
April, 1955
[4 folders]
May, 1955
box
1991/198-14 June, 1955
[3 folders]
July, 1955
August, 1955
[2 folders]
box
1991/198-14 September, 1955
October, 1955
November, 1955
December, 1955
January, 1956
[2 folders]
February, 1956
[2 folders]
March, 1956
[2 folders]
April, 1956
box
1991/198-15 April, 1956
May, 1956
June, 1956
July, 1956
[2 folders]
box
1991/198-15 August, 1956
September, 1956
October, 1956
November, 1956
[2 folders]
December, 1956
January, 1957
[2 folders]
box
1991/198-15 February, 1957
July, 1957
August, 1957
September, 1957
October, 1957
November, 1957
December, 1957
Board Minutes (Rate Applications):
May, 1955
June, 1955
July, 1955
box
1991/198-16 August, 1955
September, 1955
October, 1955
November, 1955
December, 1955
January, 1956
February, 1956
March, 1956
April, 1956
May, 1956
June, 1956
July, 1956
August, 1956
September, 1956
October, 1956
November, 1956
December, 1956
January, 1957
February, 1957
March, 1957
April, 1957
May, 1957
June, 1957
January through March, 1958
April through June, 1958
July through September, 1958
October through December, 1958
January through March, 1959
April through June, 1959
July through September, 1959
October through December, 1959
January through April, 1960
box
1991/198-17 Board Minutes of Official Meetings:
January through February, 1953
March through April, 1953
May through June, 1953
July through August, 1953
September through October, 1953
November through December, 1953
January through February, 1954
March through April, 1954
May through June, 1954
July through August, 1954
September through October, 1954
November through December, 1954
January through February, 1955
March, 1955
April, 1955
May through June, 1955
July through August, 1955
September through October, 1955
November through December, 1955
January through February, 1956
March, 1956
April, 1956
May, 1956
June, 1956
July, 1956
August, 1956
September, 1956
Board Orders:
July through December, 1956
January through October, 1957

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Subject files, 1953-1970,
7 cubic ft.

Records consist largely of letters, correspondence, memoranda, meeting transcripts, telegrams and newsclippings concerning a wide range of concerns of the Texas State Board of Insurance. The subject files date from 1953 to 1970. Considered, for example, are victim compensation (of violent crimes), reports of building and maintenance problems, letters of resignation, requests for information, applications for deviations in insurance rates, complaints, conflicts, liquidation of insolvent insurance companies, hearing files and correspondence on workers' compensation, and comments and proposals concerning insurance matters.
Arrangement of the Records
These records are arranged in roughly alphabetical order by folder title.
Index Terms
The terms listed here were used to catalog the records. The terms can be used to find similar or related records.
Subjects:
Insurance--Texas--State supervision.
Document Types:
Correspondence--Texas--Insurance--1953-1970.
Memorandums--Texas--Insurance--1953-1970.
Transcripts--Texas--Insurance--1953-1970.
Telegrams--Texas--Insurance--1953-1970.
Clippings--Texas--Insurance--1953-1970.
Functions:
Regulating insurance.
box
1991/198-18 Board Orders, September, 1953 through June, 1956
Valuation of Home Office Buildings:
Board Order dated August 11, 1953
Board Order dated January 4, 1955
American General Insurance Co.- California-Western, States Life Insurance Co., Plan of Merger, 1967
Report on Meetings - Automobile Insurance, Classification, 1962
Board Orders Voided, 1962
Budget Material, 1966
[3 folders]
Complaints - General:
1967 through 1969
1968
1967
[2 folders]
1966
box
1991/198-19 Cass County Benefit Association - Atlanta, Texas - Plan for Reduction of Permissive Deficiency Reserve, 1966
Clippings - Auto Safe Driving, 1963
Credit Life, Health and Accident, 1965 through 1966
Deviation Applications - Fire and Extended Coverage, 1964
Excess Insurance - Automobile, 1962
Excess Liability, 1964
Expense Formula Study, 1961
Town Grading for Fire Insurance (Hawley), 1958
Proposed Homeowners Deviation Rules, 1964
Fire and Casualty Premiums and Losses (Recapitulation), 1961
Fire Insurance - National Board Classifications, 1964
Property Insurance Rate Making and Regulatory Sections & Units of Property-Casualty Division, [undated]
Multi-Peril Policy, [undated]
Intermediate Schedule, [undated]
Fire Hearing, 1965, 1966, 1967
Annual Fire Hearing, February 14, 1968
General Correspondence, 1967
box
1991/198-20 General Correspondence:
1968
1969
Memoranda:
Commissioner, 1964 through 1966
General, 1966 through 1967
Countrywide Results of Companies Writing in Texas - 1967 Expense Exhibit
Liquidation Division, 1953 through 1967
box
1991/198-21 Law Suits, 1957 through 1959
Multiple Line Package Policy Programs, Committee to Study, 1961 through 1962
Mutual Assessment, 1963 through 1967
Mutual Assessment, Statewide, Local Mutual Aid and Burial Associations, 1963 through 1968
Mutual Assessment, Proposed Amendments to Rules and Procedures for Stipulated Premium Companies - Hearing, September, 1960
National Association of Insurance Agents, 1961 through 1966)
National Assoc. of Insurance Commissioners (NAIC).
Sub-Committee to Study Expense by Size of Risk in Workmen's Compensation, Auto Liability and General Liability, 1964
Rules on Advertising, 1964 through 1965
Disputes over Texas Board Members (permanent file for Board Membership), 1965 through 1967
Fire Insurance Steering Committee, 1961 through 1964
Federal Liaison Committee,
Preservation of State Regulation Committee, 1963
box
1991/198 22 Executive Committee, 1966 through 1967
Files, 1967 through 1968
Subcommittee to Review Fire and Casualty Rating Laws and Regulations, 1961 through 1965
Special Committee on Automobile Insurance Problems, 1968 through 1969
Non-Admitted Insurers Information Office, 1967 through 1968
College of Insurance, 1967 through 1970
box
1991/198-23 Texas Insurance Service Office, 1965 through 1967
Riots and Civil Commotion, 1967 through 1968
Housing and Urban Development Act of 1968 (FAIR Plan)
Automobile Insurance Questionaire (Senator Hart) Subcommittee on Antitrust & Monopoly United States Senate, 1968
Senate Antitrust and Monopoly Subcommittee - (Credit Insurance), 1968
Federal Motor Vehicle Insurance Guaranty Act S. 688
Unlicensed Insurers Regulatory Act H.B. 1080
New Legislation, 1967
Legislative: H.B. 1018 - S.B. 478, Insolvency Protection Act, 1967 through 1968
box
1991/198-24 Texas Association of Insurance Agents, 1965 through 1967
Texas Lawyers' Weekly Letter, 1964 through 1966
Service Life Insurance Company, 1965
Teachers Insurance and Annuity Association of America, 1966
Automobile Insurance Classification Meeting with Insurance of North America, Travelers & Nationwide Mutual, August, 1962
Fire Marshal, 1964
Workmen's Compensation Assigned Risk Pool, 1966
Workmen's Compensation File (Bulletins, Circular Letters, etc), 1960 through 1968
Workmen's Compensation:
Miscellaneous, 1965 through 1967
Hearings: October 24, 1967
October 20, 1966
October 21, 1965
Workmen's Compensation Hearing, October 24, 1968
Workmen's Compensation Stevedoring Hearing, September 18, 1968
Workmen's Compensation General Correspondence, 1968

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