This report examines the questions concerning the governmental regulation of the title insurance industry, especially as it pertains to rates for title insurance. The purpose of this project is twofold: Firstly, to inform insurance regulators on innovative practices that other states apply in regulating the title insurance rate in their respective jurisdictions. Secondly, to identify and explain the most important external factors affecting the title insurance industry, such as technology innovation, industry consolidation and the entrance on new competitors in this market.